Saugus Workers’ Compensation Lawyer
Workers’ Compensation is insurance that offers benefits and medical care to workers who were injured on the job or became ill because of their job. This insurance is paid for by employers and does not require contribution from employees. These benefits are necessary to help injured workers recover from the serious harm caused by workplace injuries in Saugus.
However, the process for filing a Workers’ Compensation claim in Saugus can be difficult. Furthermore, insurance companies may attempt to decrease the value of a Workers’ Compensation claim. A Saugus Workers’ Compensation lawyer can help guide an injured worker through the process of filing a claim.
If you have been injured on the job or became ill because of your job, get help from Saugus Workers’ Compensation lawyers by calling The Law Office of John J. Sheehan at (617) 925-6407.
Workers’ Compensation Laws in Saugus
The Massachusetts Workers’ Compensation system is a no-fault, comprehensive program. Employers in Saugus are required to have insurance in place to cover medical expenses and lost wages for employees who were injured or developed a disabling condition. Any workplace injuries that require medical treatment or inhibit an employee’s ability to earn wages for at least six calendar days are covered.
Furthermore, the Massachusetts Department of Industrial Accidents (DIA) supervises the administration of Workers’ Compensation laws in Saugus. An experienced, Saugus Workers’ Compensation lawyer can appear before the DIA to deal with any disputes on behalf of a claimant if their Workers’ Compensation claim is rejected.
Reporting a Work Injury in Saugus
The first step towards receiving Workers’ Compensation benefits in Saugus is reporting an injury to an employer. Any worker who is injured on the job should report their injury as soon as possible. Otherwise, the injured worker may fail to receive compensation. Claims can be denied merely because they were late. However, denied claims can be appealed. The process for appealing a denied claim can be assisted with the help of a Saugus Workers’ Compensation lawyer.
Additionally, workers who were injured on the job in Saugus may report an injury to their employer via oral or written notification. However, a written notification is preferable. Furthermore, some employers may require a written report. A written notification of a workplace injury provides proof that can be retrieved at a later date. A Saugus Workers’ Compensation lawyer can offer guidance to injured workers who require help reporting their injury.
Types of Benefits Available to Injured Workers in Saugus
Various types of benefits exist for employees who have been injured on the job in Saugus. The types of benefits awarded will typically depend on the extent of the injuries suffered by the victim. A Saugus Workers’ Compensation lawyer can help victims determine which benefits may be available in their case.
Temporary Partial Incapacity Benefits
Temporary partial incapacity benefits are available to workers who have been injured on the job and, as a result, are restricted in the amount or type of work they can perform on a short-term basis. Massachusetts law allows injured workers in Saugus to collect 75% of 60% of the wages they lost because of the workplace accident. These benefits are paid on a weekly basis.
Temporary Total Incapacity Benefits
Temporary total incapacity benefits are available to workers who cannot perform any work because of their workplace injury for some period of time. Injured workers in Saugus may retain 6% of their average weekly pay. Average weekly pay for injured workers is determined by averaging what the worker earned in the 52 weeks prior to their injury. Workers who have been injured on the job in Saugus can receive total disability benefits for up to three years.
Total and Permanent Incapacity Benefits
Massachusetts law allows for victims to workplace injuries in Saugus who are unable to work for an extended period of time to receive total and permanent disability benefits. Total and permanent disability benefits allow injured workers to receive up to 66% of their weekly pay as well as compensation for an increase in living expenses because of their injury. Furthermore, these types of benefits may be paid throughout the remainder of a worker’s life. A Saugus Workers’ Compensation lawyer can help victims determine if they are eligible for total and permanent disability benefits.
Disfigurement and Loss of Function Benefits/Permanent Partial Disability
People who were injured on the job in Saugus may also receive compensation if they became disfigured or experienced loss of function of a body part because of an injury. These benefits may cover injured workers for anything from scars to loss of function of arms, legs, eyes, or other body parts and usually result in a one-time payment.
Death benefits are available for surviving spouses and children of a worker who died because of a workplace injury or illness in Saugus. The amount available for recovery is 66% of a worker’s average weekly wage. However, there may be other benefits available for victims who have passed away such as funeral expenses and medical costs.
Pain and Suffering Not Covered by Workers’ Compensation in Saugus
Employees in Saugus should know that not all expenses stemming from their workplace injury will be covered by Workers’ Compensation. For instance, Workers’ Compensation will not allow injured workers in Saugus to recover for pain and suffering or loss of consortium. Depending on the circumstances of a case, lawsuits might be explored for damages not covered by Workers’ Compensation. Injured workers in Saugus should contact a Saugus Workers’ Compensation lawyer for further clarification on which damages will be covered in their case.
Workers’ Compensation Appeal Process in Saugus
If an employee’s claim for Workers’ Compensation is denied in Saugus, they will receive a notice of denial from their insurance company. The notice of denial will outline the reasons for denying compensation. Some of the reasons may include improper filing of paperwork, lack of medical evidence, or failure to report on time, among other reasons. To file an appeal, employees must file a claim form along with evidence related to their compensation claim. The appeal process may be long and complicated. A Saugus Workers’ Compensation lawyer can help injured workers whose compensation claims have been denied by taking responsibility for their appeal.
If You Suffered A Workplace Injury in Saugus, Our Lawyers Can Help
If you have been injured on the job or became ill because of your job in Saugus, get help recovering the compensation you deserve by calling The Law Office of John J. Sheehan at (617) 925-6407.