How Much is a Neck and Back Injury Settlement in Massachusetts Worth?
Various accidents, including car crashes and slip and fall accidents, could lead to a host of injuries and damages. Injuries to the neck and back are especially common. These injuries usually consist of soft tissue damage or muscle tears or strains. While sometimes difficult to diagnose, back and neck injuries sustained in an accident could lead to a lifetime of pain, discomfort, suffering, and inconvenience.
If another person or party caused your injury, you could have the right to file a claim for monetary compensation. To prevail, in either a personal injury case or insurance settlement, you will have to prove several elements, including the amount of damages you suffered. Providing an estimate of the value of your neck and back injury is difficult without thoroughly investigating your case, gathering your medical records, and understanding your prognosis.
An experienced lawyer will help you understand the value of your case. The Boston personal injury attorneys at the Law Office of John J. Sheehan work diligently to maximize our clients’ compensation. To learn more about how valuable your neck and back injury is, call (617) 925-6407.
Valuing Neck and Back Injuries in Massachusetts
Every neck and back injury suffered in an accident is different. Consequently, the potential settlement amount for such injuries is determined on a case-by-case basis. For practical purposes, a plaintiff with a more severe injury is more likely to receive a higher offer from an insurance company or jury award. Additionally, the more medical treatment you receive, such as months of weekly physical therapy sessions, will increase the amount of your potential settlement.
If your neck and back injury involves relatively minor soft tissue or muscle damage, an accident victim could expect to receive anywhere from $2,500 to $12,000 in compensation from the defendant’s insurance company. If the injury requires injections, physical therapy, or other medical procedures to alleviate the pain, the settlement could increase to $25,000 or more.
Some back and neck injuries are more serious than just soft tissue damage. For example, an accident victim could have suffered a broken bone, spinal cord injury, or other serious trauma. In cases where surgery is required or if an accident victim’s earning capacity has been greatly diminished, the amount of potential compensation could increase significantly. However, most neck and back injuries do not reach this level.
In addition to your medical treatment and suffering, the impact an injury has on your life could influence your settlement. For instance, if you have young children and are unable to engage with them because of your neck injury, you could be recover damages for the loss of enjoyment of life. Typically, an insurance company will not place great emphasis on these types of damages. However, a sympathetic jury might.
How to Increase the Value of Your Neck and Back Injury in Massachusetts
It might not be a surprise that an insurance company has a different opinion on what your injuries are worth. Insurance companies employ attorneys and adjustors to limit their liability. Often, an adjustor will ask you very specific questions to elicit a response that will harm your case. When speaking with an insurer after an accident, you should stick to the facts. Avoid offering any insight into your health, injuries, or medical treatment. A simple statement such as “I feel OK” could significantly reduce your settlement offer.
Know the Value of Your Claim
Our experienced Massachusetts personal injury attorneys know how to value your claim. We also have been working with insurance companies for years and understand the tactics they use to try and limit their liability. Knowing what your neck and back injury is worth is half the battle – it is impossible to evaluate an offer if you do not know what your damages are. Your financial losses include more than your current medical bills. You want to ensure any settlement is sufficient to cover your future medical expenses, lost income, as well as pain and suffering. Remember, once you accept a settlement offer, you are not allowed to file another injury claim.
The settlement process is a negotiation. You are not obliged to accept an offer from an insurance company. An insurer will often offer a lower amount than they are willing to pay, hoping an accident victim who has medical bills and is missing work will want to be paid something quickly. Presenting a counter-offer is acceptable. Just because you reject the first or second offer does not mean your claim will not settle. However, you should focus on your physical health while our Massachusetts injury lawyers handle the negotiation.
Be Prepared to Take Your Case to Trial
No one wants to go to court. Juries are unpredictable, plus the process is long and costly. Insurance companies are no different – they want to avoid lengthy litigation when the outcome is not guaranteed. However, sometimes filing a personal injury claim is necessary to get the compensation you deserve.
When you file a lawsuit, the insurance company knows you are serious. Furthermore, the discovery process gives our office an opportunity to gather more evidence that could help your case. In many cases, an insurer will increase its settlement offer to avoid the risk and expense of a trial. That number could also increase if the new evidence supports your claim.
Massachusetts Personal Injury Lawyers Offering Professional and Experienced Legal Representation
When you suffer a neck, back, or any other type of injury, you want to be properly compensated, especially if another party caused your injury. At the Law Office of John J. Sheehan, our Massachusetts personal injury attorneys are committed to providing compassionate and aggressive representation. Call (617) 925-6407 to discuss the value of your injury claim.