Boston employees who are injured in vehicle accidents while working may be eligible to receive workers’ compensation benefits to cover medical expenses, lost wages due to time off work, and other consequences of the injury. It can be difficult for workers to obtain benefits, however, because insurers frequently deny claims, necessitating an appeal.
Applicants may find it beneficial to work with a Boston vehicle accidents while at work lawyer who has experience assessing these types of cases. A seasoned workers’ compensation lawyer could help them obtain and present strong evidence to achieve a successful outcome as quickly as possible.
The Workers’ Compensation System in Boston
Massachusetts law has established the workers’ compensation system to protect workers injured on the job. Employers are required to have insurance that pays benefits to workers while they are unable to work, as long as the illness or injury was sustained during the course of employment.
Worker’s compensation is a no-fault system, so employees are entitled to receive benefits even if their own actions contributed to the vehicle accident. Employees do not need to establish their employer’s negligence or wrongdoing as the cause of the accident. However, a worker who files a workers’ compensation claim is generally barred from filing a personal injury lawsuit against the employer.
Unfortunately for injured employees, the insurance companies often deny claims due to a lack of sufficient evidence. The employer may also deny a claim and refuse to report it to its workers’ compensation insurance company. In either instance, the employee may file a claim with the Massachusetts Department of Industrial Accidents (DIA).
Vehicle Accidents Can Occur with all Types of Jobs
In our mobile society, many jobs can cause workers to be involved in a vehicle crash. While vehicle accidents at work often involve delivery drivers, they can also include situations where an employee working in a street is struck by a vehicle or a salesperson is driving to a customer to provide an estimate.
Work injuries involving vehicles often cause severe injuries and can have long-term consequences. Those who are uncertain about whether their vehicle injury qualifies for compensation should contact a Boston vehicle accidents while at work lawyer for clarification.
Workers Compensation Benefits in Vehicle Accidents
In Boston, employers are required to have workers’ compensation insurance to provide assistance to employees who are injured on the job. The types of benefits available to an injured employee vary according to the situation.
In many cases, injured workers are entitled to medical benefits which cover the cost of hospital visits, doctor’s bills, medications, therapy, and even transportation costs to appointments.
When employees miss sufficient time from work due to work-related injuries, they may be entitled to receive incapacity benefits that make up for a portion of the wages they lost. If a worker is totally disabled, the amount received is 60 percent of his or her average weekly wage. If a worker is partially disabled and reduced to working fewer hours or at a lower paying position, he or she may receive partial incapacity benefits.
Workers may receive long-term benefits if they can show they have a permanent disability. Other workers’ compensation benefits include survivor and dependent benefits, burial benefits, vocational training, and loss of function and disfigurement benefits.
Third-Party Claims in Vehicle Accidents While at Work
If your vehicle accident while at work was caused by another vehicle, then the injured worker may have a third-party claim for personal injury against the negligent driver. In some cases, there may be multiple cars involved in the accident, and there may be more than one driver who caused the accident.
Boston vehicle collisions while working attorneys could investigate who was at fault, interview witnesses, gather evidence and photographs of the accident scene and the damaged vehicles. They could notify the insurance companies for the negligent drivers and verify insurance coverage. Under Mass. Gen. Laws Ch. 260 §4, workers injured in a vehicle accident at work must file a lawsuit against the careless driver who caused the accident within the statute of limitations which is three years from the date of the accident.
Talk to a Boston Vehicle Accidents While at Work Attorney
If you were injured in a vehicle accident while on the job, you may need to act to preserve your right to workers’ compensation benefits.
A knowledgeable Boston vehicle accidents while at work lawyer could help evaluate the injury you sustained and help you file a claim or appeal a denial. They could advise you about how to create a robust record of evidence and increase your chances of quickly receiving benefits. Call today to receive a free case evaluation.