Injuries involving the spinal cord could result in uniquely devastating and potentially permanent damages. If you suffered a paralyzing injury, you could benefit from speaking with a lawyer about spinal cord injuries and Boston workers’ compensation claims.
This compensation could help cover past and future medical costs, as well as provide income assistance. However, filing a claim alone could be intimidating and overwhelming, especially while dealing with a severe trauma. Fortunately, a knowledgeable workers’ compensation attorney could advise you about your legal rights to seek recovery.
Spinal Cord Injuries and the Compensation System
Workers’ compensation insurance policies are required by law for all employers in Boston, meaning employers must provide payments after a full-time employee is injured at work. Unlike a lawsuit, it does not matter if the justification for a workers’ compensation claim is an accident or the workers’ own negligence.
This is called no-fault coverage, and it means that if a claimant can attribute an injury to performing his or her job, the insurance company is responsible to pay no matter how the accident happened. Naturally, this concept applies to spinal cord injuries that occur on the job.
Spinal cord injuries are often the result of immense pressure being placed on the bones and tendons that comprise the spinal column. This may arise as the result of numerous work-related and other circumstances, including:
- Commercial truck crashes
- Warehouse injuries involving forklifts
- Trips, slips, and falls
The nuances of the compensation system could be difficult for a layperson to navigate. Fortunately, an experienced lawyer could help a claimant process their spinal cord injuries and Boston workers’ compensation claims and take appropriate legal action as needed.
Seeking Recovery for Damages
Any damage to the spinal cord could result in permanent loss of function. As such, a claimant requesting compensation could request recovery for these and all other damages stemming from their accident.
This could include compensation for immediate medical support, as well as additional medical bills and hospital trips. Beyond this, economic support could come in the form of compensation for lost wages due to missed time at work, as well as anticipated future medical costs.
Unfortunately, a workers’ compensation claim for a spinal cord injury in Boston cannot request recovery for non-economic damages, such as loss of enjoyment of life or post-traumatic stress disorder. However, if you are injured outside of work, you may be able to seek additional recovery by filing a lawsuit.
Time Limit to File a Claim in Boston
While injured workers have the legal right to file a workers’ comp claim, there is a time limit for when a claim may be filed in Boston. Pursuant to Massachusetts General Laws Chapter 152 §41, a claimant has four years from the date of the incident which resulted in his or her injury to file a claim. While there are exceptions to this statute of limitations, it is advisable to file a claim within this time frame to ensure your case is not dismissed by the court before you could recover any compensation.
Recovering for Spinal Cord Injuries Through Boston Workers’ Compensation Claims
After suffering spinal cord damage, you may have a legal right to seek workers’ compensation if the incident occurred at work, or a civil lawsuit if it stemmed from someone else’s negligent conduct. Either way, a compassionate lawyer could provide significant assistance with every aspect of an ensuing legal case.
By working with skilled legal counsel, you could protect yourself from aggressive insurance companies as you seek the financial recovery you deserve. To begin exploring whether you could file a Boston workers’ compensation claim for your spinal cord injury, contact an attorney today.